AN IMPORTANT NOTICE CONCERNING YOUR PRIVACY AT THIS DEALERSHIP1

At Lincoln Mercury Direct, maintaining our customer's trust and confidence is a high priority. We want you to understand how we protect your privacy when we obtain information about you and how we safeguard that information.

1. We obtain non-public information about you from:

     *Information we receive from you on applications or other forms;

     *Information about your transactions with us, our affiliates or others;

     *Information about creditworthiness, credit history and other information we receive from a consumer reporting    agency.

2. We may disclose all of the information about you as described above, while you are a consumer, customer, or former  customer, to our affiliates and to non-affiliated third parties.

3. We may disclose non-public personal information about you, while you are a consumer, customer, ot former customer, to the following types of third parties:

     *Financial services providers, such as Lending  Institutions

     *Non-financial companies, such as Direct Marketing Companies

     *Others, such as Ford Motor Comapny

     *We may disclose non-public personal information about you to non-affiliated third parties as permitted by law.

4. We may disclose all of the information we obtain, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have a joint marketing agreement.

5. If you prefer that we not disclose non-public personal information about you to non-affiliated third parties, you may opt out of those disclosures: that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to non-affiliated third parties, you may do so.

6. We restrict access to non-public personal information about you to those employees who need to know the information to provide products or services to you. We maintain physical, electronic ad procedural safeguards that comply with Federal regulations to guard your non-public personal information.